/* =========================================================
   ABCs of Medicare — Design System
   Palette: pine green + warm cream + antique gold
   Display: Libre Baskerville (Bold) / Body: Rubik / Utility: Space Grotesk
   Signature motif: "The Path" — a wayfinding contour line
   ========================================================= */

:root{
  --pine-900:#254433;
  --pine-800:#2F5240;
  --pine-700:#3D6650;
  --pine-600:#4C7B62;
  --pine-500:#5D9077;
  --sage-100:#EBF0E4;
  --sage-200:#DEE7D4;
  --cream:#F8F4EA;
  --cream-dark:#F0E9D8;
  --gold-400:#E4C284;
  --gold-500:#D9AE68;
  --gold-600:#C69A4F;
  --ink:#22261F;
  --ink-soft:#54594C;
  --ink-faint:#8A8F7E;
  --white:#FFFFFF;
  --line:#DCD3B8;
  --shadow: 0 20px 50px -25px rgba(21,42,33,0.35);
  --radius-sm: 6px;
  --radius-md: 14px;
  --radius-lg: 28px;
  --maxw: 1180px;
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:'Rubik', system-ui, sans-serif;
  color:var(--ink);
  background:var(--cream);
  font-size:17px;
  line-height:1.6;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{
  font-family:'Libre Baskerville', Georgia, serif;
  color:var(--pine-900);
  line-height:1.18;
  margin:0 0 0.5em;
  letter-spacing:-0.005em;
  font-weight:700;
}
h1{ font-size:clamp(2.3rem, 4.2vw, 3.7rem); font-weight:700; }
h2{ font-size:clamp(1.8rem, 2.9vw, 2.5rem); font-weight:700; }
h3{ font-size:1.35rem; font-weight:700; }
p{ margin:0 0 1em; color:var(--ink-soft); }
.eyebrow{
  font-family:'Space Grotesk', monospace;
  font-size:0.78rem;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--gold-600);
  font-weight:600;
  display:inline-flex;
  align-items:center;
  gap:0.5em;
  margin-bottom:0.9em;
}
.eyebrow::before{
  content:"";
  width:22px; height:2px;
  background:var(--gold-500);
  display:inline-block;
}
.eyebrow-lg{
  font-size:1.05rem;
  color:var(--gold-400);
  letter-spacing:0.1em;
  font-weight:600;
}
.container{ max-width:var(--maxw); margin:0 auto; padding:0 28px; }
.visually-hidden{ position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0,0,0,0); }

:focus-visible{ outline:3px solid var(--gold-500); outline-offset:3px; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; gap:0.6em;
  padding:0.85em 1.7em;
  border-radius:999px;
  font-family:'Space Grotesk', sans-serif;
  font-weight:600;
  font-size:0.95rem;
  letter-spacing:0.01em;
  cursor:pointer;
  border:1.5px solid transparent;
  transition:transform .18s ease, background .18s ease, color .18s ease, border-color .18s ease;
  white-space:nowrap;
}
.btn:hover{ transform:translateY(-2px); }
.btn-primary{ background:var(--gold-500); color:var(--pine-900); }
.btn-primary:hover{ background:var(--gold-400); }
.btn-outline{ background:transparent; border-color:var(--pine-700); color:var(--pine-800); }
.btn-outline:hover{ background:var(--pine-800); color:var(--cream); }
.btn-ghost-light{ background:transparent; border-color:rgba(255,255,255,0.5); color:var(--white); }
.btn-ghost-light:hover{ background:rgba(255,255,255,0.12); }
.btn-sm{ padding:0.6em 1.2em; font-size:0.85rem; }

/* ---------- Header ---------- */
.site-header{
  position:sticky; top:0; z-index:100;
  background:rgba(248,244,234,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 28px; max-width:var(--maxw); margin:0 auto; gap:20px;
}
.brand{ display:flex; align-items:center; gap:11px; }
.brand-mark{
  width:42px; height:42px; border-radius:12px;
  background:var(--pine-800);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0;
}
.brand-mark svg{ width:24px; height:24px; }
.brand-text{ font-family:'Libre Baskerville', serif; line-height:1.1; }
.brand-text strong{ display:block; font-size:1.18rem; color:var(--pine-900); font-weight:600; }
.brand-text span{ display:block; font-size:0.68rem; letter-spacing:0.08em; text-transform:uppercase; color:var(--ink-faint); font-family:'Space Grotesk',sans-serif; margin-top:2px; }

.main-nav{ display:flex; align-items:center; gap:2px; }
.main-nav > ul{ display:flex; align-items:center; gap:2px; }
.main-nav a.nav-link, .main-nav button.nav-link{
  font-family:'Space Grotesk', sans-serif;
  font-size:0.92rem;
  font-weight:500;
  color:var(--pine-800);
  padding:10px 14px;
  border-radius:8px;
  display:flex; align-items:center; gap:6px;
  background:none; border:none; cursor:pointer;
}
.main-nav a.nav-link:hover, .main-nav button.nav-link:hover{ background:var(--sage-100); }
.has-dropdown{ position:relative; }
.chevron{ width:9px; height:9px; transition:transform .2s ease; }
.has-dropdown[aria-expanded="true"] .chevron{ transform:rotate(180deg); }
.dropdown{
  position:absolute; top:calc(100% + 8px); left:0;
  background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-md); box-shadow:var(--shadow);
  min-width:250px; padding:10px; display:none;
}
.has-dropdown[aria-expanded="true"] .dropdown{ display:block; }
.dropdown a{
  display:block; padding:10px 14px; border-radius:8px;
  font-size:0.92rem; color:var(--ink); font-weight:500;
}
.dropdown a:hover{ background:var(--sage-100); color:var(--pine-800); }
.dropdown a small{ display:block; font-weight:400; color:var(--ink-faint); font-size:0.78rem; margin-top:2px; }

.header-cta{ display:flex; align-items:center; gap:14px; }
.header-phone{ font-family:'Space Grotesk',sans-serif; font-weight:600; font-size:0.92rem; color:var(--pine-800); display:flex; align-items:center; gap:6px; }
.header-phone svg{ width:16px; height:16px; }

.menu-toggle{
  display:none; background:none; border:none; cursor:pointer;
  width:42px; height:42px; align-items:center; justify-content:center;
  border-radius:8px;
}
.menu-toggle:hover{ background:var(--sage-100); }
.menu-toggle span, .menu-toggle span::before, .menu-toggle span::after{
  content:""; display:block; width:20px; height:2px; background:var(--pine-800); position:relative; transition:.2s;
}
.menu-toggle span::before{ position:absolute; top:-6px; width:20px; }
.menu-toggle span::after{ position:absolute; top:6px; width:20px; }

@media (max-width:980px){
  .main-nav{
    position:fixed; inset:0 0 0 auto; width:min(340px,86vw); height:100vh;
    background:var(--cream); border-left:1px solid var(--line);
    transform:translateX(100%); transition:transform .28s ease;
    padding:90px 22px 30px; overflow-y:auto;
    box-shadow:-30px 0 60px -30px rgba(0,0,0,0.3);
  }
  .main-nav.open{ transform:translateX(0); }
  .main-nav > ul{ flex-direction:column; align-items:stretch; gap:2px; width:100%; }
  .dropdown{ position:static; box-shadow:none; display:none; margin:4px 0 8px 12px; border:none; border-left:2px solid var(--sage-200); border-radius:0; padding:2px 0 2px 12px; }
  .has-dropdown[aria-expanded="true"] .dropdown{ display:block; }
  .menu-toggle{ display:flex; }
  .header-phone span{ display:none; }
}

.nav-scrim{ position:fixed; inset:0; background:rgba(21,42,33,0.4); opacity:0; pointer-events:none; transition:opacity .28s ease; z-index:90; }
.nav-scrim.show{ opacity:1; pointer-events:auto; }

/* ---------- Hero ---------- */
.hero{
  position:relative; overflow:hidden;
  background:var(--pine-800);
  color:var(--cream);
  padding:78px 0 0;
}
.hero .container{ display:grid; grid-template-columns:1fr 1fr; gap:50px; align-items:center; padding-bottom:70px; }
.hero h1{ color:var(--white); }
.hero p.lede{ color:rgba(248,244,234,0.82); font-size:1.12rem; max-width:46ch; }
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; margin-top:1.6em; }
.hero-figure{ position:relative; border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow); aspect-ratio:4/4.6; }
.hero-figure img{ width:100%; height:100%; object-fit:cover; }
.hero-path{ position:absolute; inset:auto 0 -1px 0; height:70px; z-index:2; }
.hero-states{ font-family:'Space Grotesk',sans-serif; font-size:0.82rem; color:rgba(248,244,234,0.7); margin-top:1.6em; letter-spacing:0.03em; }

@media (max-width:900px){
  .hero .container{ grid-template-columns:1fr; padding-bottom:50px; }
  .hero-figure{ order:-1; aspect-ratio:16/10; }
}

/* ---------- Sub-page header (non-home) ---------- */
.page-hero{
  background:var(--pine-800); color:var(--cream);
  padding:64px 0 90px; position:relative; overflow:hidden;
}
.page-hero .container{ position:relative; z-index:2; max-width:820px; }
.page-hero h1{ color:var(--white); }
.page-hero p.lede{ color:rgba(248,244,234,0.85); font-size:1.08rem; max-width:60ch; }
.breadcrumb{ font-family:'Space Grotesk',sans-serif; font-size:0.8rem; color:var(--gold-400); letter-spacing:0.05em; margin-bottom:1.2em; text-transform:uppercase; }
.breadcrumb a{ color:rgba(248,244,234,0.75); }
.breadcrumb a:hover{ color:var(--white); }

/* ---------- Path divider (signature element) ---------- */
.path-divider{ display:block; width:100%; height:60px; margin-top:-1px; }
.path-divider path{ fill:var(--cream); }
.path-divider.flip{ transform:rotate(180deg); }

/* ---------- Sections ---------- */
section{ padding:86px 0; }
.section-tight{ padding:56px 0; }
.section-head{ max-width:640px; margin-bottom:3em; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.bg-sage{ background:var(--sage-100); }
.bg-pine{ background:var(--pine-800); color:var(--cream); }
.bg-pine h2, .bg-pine h3{ color:var(--white); }
.bg-pine p{ color:rgba(248,244,234,0.82); }
.bg-cream-dark{ background:var(--cream-dark); }

/* ---------- Grids & Cards ---------- */
.grid{ display:grid; gap:28px; }
.grid-2{ grid-template-columns:repeat(2,1fr); }
.grid-3{ grid-template-columns:repeat(3,1fr); }
.grid-4{ grid-template-columns:repeat(4,1fr); }
@media (max-width:900px){ .grid-2,.grid-3,.grid-4{ grid-template-columns:1fr 1fr; } }
@media (max-width:640px){ .grid-2,.grid-3,.grid-4{ grid-template-columns:1fr; } }

.card{
  background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-md); padding:32px 28px;
}
.card .icon-badge{
  width:46px; height:46px; border-radius:12px; background:var(--sage-100);
  display:flex; align-items:center; justify-content:center; margin-bottom:1.1em;
  color:var(--pine-700);
}
.card .icon-badge svg{ width:24px; height:24px; }
.card h3{ font-size:1.2rem; }
.card p{ margin-bottom:0; font-size:0.96rem; }
.card p:last-child{ margin-bottom:0; }
.card a.card-link{ display:inline-block; margin-top:1em; font-family:'Space Grotesk',sans-serif; font-weight:600; font-size:0.88rem; color:var(--pine-700); border-bottom:2px solid var(--gold-500); padding-bottom:2px; }

.photo-card{ border-radius:var(--radius-md); overflow:hidden; position:relative; }
.photo-card img{ width:100%; height:100%; object-fit:cover; }
.photo-card .cap{ position:absolute; left:0; right:0; bottom:0; padding:22px; background:linear-gradient(0deg, rgba(21,42,33,0.88), transparent); color:var(--white); }
.photo-card .cap h3{ color:var(--white); margin-bottom:0.2em; font-size:1.1rem; }
.photo-card .cap p{ color:rgba(248,244,234,0.85); font-size:0.88rem; margin:0; }

/* ---------- Split feature blocks ---------- */
.split{ display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:center; }
.split.reverse .split-media{ order:2; }
.split-media{ border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow); }
.split-media img{ width:100%; aspect-ratio:5/4; object-fit:cover; }
@media (max-width:900px){ .split{ grid-template-columns:1fr; gap:34px; } .split.reverse .split-media{ order:-1; } }

.checklist{ margin:1.4em 0; }
.checklist li{ display:flex; gap:12px; padding:9px 0; align-items:flex-start; }
.checklist li svg{ flex-shrink:0; width:20px; height:20px; color:var(--gold-600); margin-top:2px; }
.checklist li span{ color:var(--ink); }

/* ---------- Steps (real sequence use only) ---------- */
.steps{ counter-reset:step; display:flex; flex-direction:column; gap:0; }
.step{ display:grid; grid-template-columns:64px 1fr; gap:22px; padding:26px 0; border-top:1px solid var(--line); }
.step:first-child{ border-top:none; }
.step-num{
  counter-increment:step; font-family:'Libre Baskerville',serif; font-size:1.6rem; color:var(--gold-600); font-weight:700;
}
.step-num::before{ content:counter(step,decimal-leading-zero); }

/* ---------- Stats bar ---------- */
.stats{ display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
.stat b{ display:block; font-family:'Libre Baskerville',serif; font-size:2.4rem; color:var(--gold-400); }
.stat span{ font-size:0.85rem; color:rgba(248,244,234,0.75); font-family:'Space Grotesk',sans-serif; }
@media (max-width:700px){ .stats{ grid-template-columns:1fr 1fr; } }

/* ---------- Testimonials ---------- */
.testimonial{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-md); padding:32px; }
.testimonial p.quote{ font-family:'Libre Baskerville',serif; font-size:1.2rem; color:var(--pine-900); font-style:italic; }
.testimonial .who{ font-family:'Space Grotesk',sans-serif; font-size:0.85rem; color:var(--ink-faint); font-weight:600; }

/* ---------- Glossary ---------- */
.glossary-jump{ display:flex; flex-wrap:wrap; gap:8px; margin-bottom:2.5em; }
.glossary-jump a{
  width:34px; height:34px; display:flex; align-items:center; justify-content:center;
  border:1px solid var(--line); border-radius:8px; font-family:'Space Grotesk',sans-serif;
  font-size:0.85rem; font-weight:600; color:var(--pine-800);
}
.glossary-jump a:hover{ background:var(--pine-800); color:var(--cream); }
.term{ padding:22px 0; border-top:1px solid var(--line); }
.term:first-child{ border-top:none; }
.term-letter{ font-family:'Libre Baskerville',serif; font-size:0.95rem; color:var(--gold-600); font-weight:700; letter-spacing:0.04em; text-transform:uppercase; margin-bottom:2px; }
.term h3{ font-size:1.12rem; margin-bottom:0.3em; }
.term p{ margin:0; font-size:0.95rem; }

/* ---------- FAQ / accordion ---------- */
.faq-item{ border-top:1px solid var(--line); }
.faq-item:last-child{ border-bottom:1px solid var(--line); }
.faq-item summary{
  cursor:pointer; list-style:none; padding:20px 4px; display:flex; justify-content:space-between; align-items:center; gap:20px;
  font-family:'Libre Baskerville',serif; font-size:1.08rem; color:var(--pine-900); font-weight:700;
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary .plus{ flex-shrink:0; width:22px; height:22px; position:relative; }
.faq-item summary .plus::before, .faq-item summary .plus::after{ content:""; position:absolute; background:var(--pine-700); border-radius:2px; }
.faq-item summary .plus::before{ width:14px; height:2px; top:10px; left:4px; }
.faq-item summary .plus::after{ width:2px; height:14px; top:4px; left:10px; transition:transform .2s ease; }
.faq-item[open] summary .plus::after{ transform:rotate(90deg); }
.faq-item .faq-body{ padding:0 4px 22px; max-width:66ch; }

/* ---------- Form ---------- */
.form-card{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg); padding:42px; box-shadow:var(--shadow); }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
@media (max-width:640px){ .form-row{ grid-template-columns:1fr; } }
.field{ margin-bottom:18px; }
.field label{ display:block; font-family:'Space Grotesk',sans-serif; font-size:0.82rem; font-weight:600; color:var(--pine-800); margin-bottom:6px; }
.field input, .field select, .field textarea{
  width:100%; padding:12px 14px; border-radius:8px; border:1.5px solid var(--line);
  font-family:'Rubik',sans-serif; font-size:0.96rem; background:var(--cream); color:var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus{ outline:none; border-color:var(--pine-600); background:var(--white); }
.form-note{ font-size:0.82rem; color:var(--ink-faint); margin-top:10px; }
.contact-disclosures{ margin-top:24px; padding-top:20px; border-top:1px solid var(--line); }
.contact-disclosures p{ font-size:0.82rem; color:var(--ink-faint); line-height:1.55; margin:0 0 10px; }
.contact-disclosures p:last-child{ margin-bottom:0; }

/* ---------- AgencyBloc lead form (contact form) — restyled to match site ---------- */
.abLeadForm *,
.abLeadForm *:before,
.abLeadForm *:after{ box-sizing:border-box; }

.abLeadForm{
  padding:0;
  background:transparent;
  border:0;
  border-radius:0;
  margin:0;
  max-width:100%;
  display:block;
  color:var(--ink);
  font-size:1rem;
  font-family:'Rubik', system-ui, sans-serif;
}
.abLeadForm p{ margin:0 0 18px 0; }
.abLeadForm label{
  display:block;
  font-family:'Space Grotesk', sans-serif;
  font-size:0.82rem;
  font-weight:600;
  color:var(--pine-800);
  margin-bottom:6px;
}
.abLeadForm input[type="text"],
.abLeadForm select,
.abLeadForm input[type="date"]{
  width:100%;
  padding:12px 14px;
  background:var(--cream);
  border-radius:8px;
  border:1.5px solid var(--line);
  font-family:'Rubik', sans-serif;
  font-size:0.96rem;
  color:var(--ink);
  max-width:100%;
}
.abLeadForm input[type="text"]:focus,
.abLeadForm select:focus,
.abLeadForm input[type="date"]:focus{
  outline:none; border-color:var(--pine-600); background:var(--white);
}
.abLeadForm input[type="checkbox"]{ width:auto; margin-right:8px; vertical-align:middle; }
.abLeadForm label{ vertical-align:middle; }

.abLeadForm .invalid-message{ display:none; color:#8b3a3a; font-size:0.88rem; font-weight:600; }
.abLeadForm:has(:user-invalid) .invalid-message{ display:block; }
.abLeadForm input[type="text"]:user-invalid,
.abLeadForm input[type="date"]:user-invalid,
.abLeadForm select:user-invalid{ outline:2px solid #8b3a3a; border-color:#8b3a3a; }

.abLeadForm .form-action{ display:flex; gap:1rem; align-items:center; }

.abLeadForm button[type="submit"]{
  width:auto;
  padding:0.85em 1.7em;
  background:var(--gold-500);
  color:var(--pine-900);
  border-radius:999px;
  border:0;
  font-family:'Space Grotesk', sans-serif;
  font-weight:600;
  font-size:0.95rem;
  cursor:pointer;
  transition:transform .18s ease, background .18s ease;
}
.abLeadForm button[type="submit"]:hover{ background:var(--gold-400); transform:translateY(-2px); }

.abHP{ display:none !important; }

/* form captcha */
.g-recaptcha > div{ margin-left:0; }
#rc-imageselect,
.g-recaptcha{
  transform:scale(0.85);
  -webkit-transform:scale(0.85);
  transform-origin:0 0;
  -webkit-transform-origin:0 0;
  margin-bottom:-14px;
}
#rc-imageselect > div,
.g-recaptcha > div{ margin:0; width:291px !important; }

/* ---------- CTA band ---------- */
.cta-band{ background:var(--gold-500); border-radius:var(--radius-lg); padding:54px; display:flex; align-items:center; justify-content:space-between; gap:30px; flex-wrap:wrap; }
.cta-band h2{ color:var(--pine-900); margin-bottom:0.2em; font-size:1.9rem; }
.cta-band p{ color:var(--pine-800); margin:0; }

/* ---------- Footer ---------- */
footer.site-footer{ background:var(--pine-900); color:rgba(248,244,234,0.82); padding:70px 0 30px; }
.footer-grid{ display:grid; grid-template-columns:1.6fr 1fr 1fr 1fr; gap:40px; margin-bottom:50px; }
.footer-grid h4{ color:var(--cream); font-family:'Space Grotesk',sans-serif; font-size:0.82rem; letter-spacing:0.08em; text-transform:uppercase; margin-bottom:1.1em; }
.footer-grid ul li{ margin-bottom:10px; }
.footer-grid a:hover{ color:var(--gold-400); }
.footer-brand p{ color:rgba(248,244,234,0.65); max-width:32ch; font-size:0.92rem; }
.footer-bottom{ border-top:1px solid rgba(248,244,234,0.15); padding-top:26px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:14px; font-size:0.82rem; color:rgba(248,244,234,0.55); }
.legal-disclosure{ margin-top:18px; padding-top:18px; border-top:1px solid rgba(248,244,234,0.1); font-size:0.76rem; line-height:1.6; color:rgba(248,244,234,0.5); }
.legal-disclosure p{ margin:0 0 8px; color:inherit; font-size:inherit; }
.legal-disclosure p:last-child{ margin-bottom:0; }
.footer-social{ display:flex; gap:14px; }
.footer-social a{ width:34px; height:34px; border:1px solid rgba(248,244,234,0.25); border-radius:8px; display:flex; align-items:center; justify-content:center; }
.footer-social a:hover{ background:rgba(248,244,234,0.1); }
@media (max-width:900px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .footer-grid{ grid-template-columns:1fr; } }

/* ---------- Utility ---------- */
.tag{ display:inline-block; background:var(--sage-100); color:var(--pine-700); font-family:'Space Grotesk',sans-serif; font-size:0.75rem; font-weight:600; padding:5px 12px; border-radius:999px; letter-spacing:0.03em; margin-right:6px; margin-bottom:6px; }
.text-center{ text-align:center; }
.mt-0{ margin-top:0; }

.reveal{ opacity:0; transform:translateY(16px); transition:opacity .6s ease, transform .6s ease; }
.reveal.is-visible{ opacity:1; transform:translateY(0); }

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  .btn:hover{ transform:none; }
  .reveal{ opacity:1; transform:none; }
}