Individual & Family Health Insurance

Not on Medicare yet? We help individuals, couples, and families under 65 find ACA marketplace and private health plans that fit their budget and their doctors.

Cheerful family with two parents and a child enjoying a sunny day outdoors

Who this is for

Coverage for life before Medicare

Whether you're self-employed, between jobs, retired early, or your employer doesn't offer coverage, we help you shop the ACA marketplace and off-marketplace plans side by side.

  • ACA marketplace plans, including subsidy and tax credit eligibility checks
  • Coverage for individuals, couples, and families with kids
  • Support if you're turning 26 and aging off a parent's plan
  • Special Enrollment Period guidance after a job loss, move, or new baby

What to expect

Metal tiers, in plain terms

ACA marketplace plans are grouped into tiers based on how costs are split between you and the insurer — not the quality of care.

Bronze

Lowest premium, highest out-of-pocket costs when you need care.

Silver

Balanced premium and cost-sharing; often eligible for extra savings.

Gold

Higher premium, lower costs when you use care frequently.

Platinum

Highest premium, lowest out-of-pocket costs overall.

Life events

When you can enroll outside open enrollment

New baby or marriage

Welcoming a child or getting married typically opens a Special Enrollment Period to add or change coverage.

Job or coverage loss

Losing employer coverage, whether by choice or layoff, qualifies you for a 60-day Special Enrollment window.

Turning 26

Aging off a parent's health plan opens a window to enroll in your own individual or family plan.

Let's find a plan for your household.

We'll check subsidy eligibility and compare plans across carriers — at no cost to you.

Get a Family Health Quote