Medicare Advantage (Part C)

Medicare Advantage bundles your hospital and medical coverage — and often prescriptions, dental, vision, and wellness perks — into a single plan from a private insurer.

How it works

All your coverage, one plan, one card.

Medicare Advantage plans are offered by private insurance companies approved by Medicare. They must cover everything Original Medicare covers, and most add extra benefits Original Medicare doesn't include.

Combines Part A and Part B coverage into one plan
Most plans include Part D prescription drug coverage
Many plans add dental, vision, hearing, and fitness benefits
Often a lower monthly premium than Original Medicare + Supplement
Typically uses a network of doctors and hospitals (HMO or PPO)

Group of seniors in a chair exercise fitness class

Plan types

HMO, PPO, and beyond

HMO

Requires using in-network doctors and a referral to see specialists, usually with the lowest premiums and copays.

PPO

More flexibility to see out-of-network providers, usually at a higher cost, with no referral required for specialists.

Special Needs Plans (SNP)

Tailored plans for people with specific chronic conditions, dual Medicare/Medicaid eligibility, or institutional care needs.

Is it right for you?

Advantage tends to be a good fit if…

Advantage may fit well when…

You want dental, vision, and drug coverage bundled together
Your regular doctors are already in a plan's network
You're comfortable with a lower premium in exchange for network rules

A Supplement may fit better when…

You travel often or split time between states
You want the widest possible choice of providers nationwide
You prefer predictable costs over network restrictions

Compare Medicare Supplement →

Let's see which Advantage plans cover your doctors.

We'll check your prescriptions and providers against real plans available in your area.

Compare My Options